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24%u9999%u6e2f%u9280%u884c%u5b78%u6703%u5e74%u5831%u4e8c%u25cb%u4e8c%u56dbThe Hong Kong Institute of Bankers Annual Report 2024%u898f%u5283%u524d%u8def%u2003 %u9081%u5411%u65b0%u91cc%u7a0b%u7891%u627f%u7e8c2024%u5e74%u7684%u6210%u679c%uff0c%u5b78%u6703%u5c07%u7e7c%u7e8c%u5f37%u5316%u4f5c%u70ba%u9280%u884c%u696d%u754c%u9023%u7e6b%u8005%u7684%u89d2%u8272%u3002%u9664%u4e86%u900f%u904e%u591a%u9805%u63aa%u62d6%u57f9%u80b2%u5f37%u5927%u7684%u9280%u884c%u4eba%u624d%u5eab%u5916%u4ea6%u5c07%u6301%u7e8c%u63d0%u4f9b%u5168%u9762%u7684%u4eba%u624d%u767c%u5c55%u968e%u68af%uff0c%u652f%u63f4%u9280%u884c%u5f9e%u696d%u54e1%u7684%u4e8b%u696d%u8207%u500b%u4eba%u767c%u5c55%u3002%u6211%u8b39%u4ee3%u8868%u5b78%u6703%u8877%u5fc3%u611f%u8b1d%u591a%u5e74%u4f86%u652f%u6301%u6211%u5011%u7684%u5404%u754c%u4eba%u58eb%uff0c%u4ea6%u611f%u8b1d%u773e%u540c%u4e8b%u7684%u52aa%u529b%u8207%u4ed8%u51fa%uff0c%u4fc3%u6210%u5b78%u6703%u7684%u5353%u8d8a%u6210%u5c31%u3002%u52a0%u5165%u5b78%u6703%u7b2c20%u500b%u5e74%u982d%u5f88%u69ae%u5e78%u898b%u8b49%u6211%u5011%u5728%u63a8%u52d5%u4eba%u624d%u767c%u5c55%u65b9%u9762%u4e0d%u65b7%u53d6%u5f97%u7684%u9032%u5c55%u3002%u8b93%u6211%u5011%u651c%u624b%u4e26%u80a9%uff0c%u6301%u7e8c%u64f4%u5927%u4eba%u624d%u5eab%uff0c%u70ba%u9999%u6e2f%u9280%u884c%u696d%u7684%u672a%u4f86%u57f9%u990a%u5168%u65b9%u4f4d%u7684%u5c08%u696d%u4eba%u624d%u3002%u6881%u5609%u9e97%u884c%u653f%u7e3d%u88c1