Page 14 - Demo

12%u9999%u6e2f%u9280%u884c%u5b78%u6703%u5e74%u5831%u4e8c%u25cb%u4e8c%u56dbThe Hong Kong Institute of Bankers Annual Report 2024%u4f5c%u70ba%u9999%u6e2f%u9280%u884c%u5b78%u6703%u7406%u4e8b%u6703%u4e3b%u5e2d%u6211%u5f88%u69ae%u5e78%u5411%u5404%u4f4d%u95e1%u8ff0%uff0c%u904e%u53bb%u4e00%u5e74%uff0c%u5b78%u6703%u5728%u63d0%u5347%u9999%u6e2f%u9280%u884c%u696d%u5c08%u696d%u80fd%u529b%u65b9%u9762%u53d6%u5f97%u986f%u8457%u9032%u5c55%u548c%u7a81%u7834%uff0c%u6210%u529f%u978f%u56fa%u4e86%u5b78%u6703%u4f5c%u70ba%u696d%u754c%u5408%u4f5c%u6a1e%u7d10%u7684%u5730%u4f4d%uff0c%u4ea6%u70ba%u81ea%u8eab%u6301%u7e8c%u767c%u5c55%u5960%u5b9a%u57fa%u790e%u3002%u85c9%u6b64%u6a5f%u6703%uff0c%u6211%u6a02%u65bc%u5206%u4eab%u5b78%u6703%u7684%u4e3b%u8981%u6210%u679c%uff0c%u4e26%u95e1%u8ff0%u5b78%u6703%u5c07%u5982%u4f55%u8207%u6642%u4ff1%u9032%uff0c%u958b%u5275%u672a%u4f86%u3002%u7a69%u5065%u767c%u5c55%u3000%u7372%u696d%u754c%u8a8d%u53ef%u516d%u5341%u591a%u5e74%u4f86%uff0c%u5b78%u6703%u5728%u9999%u6e2f%u9280%u884c%u696d%u4eba%u624d%u57f9%u80b2%u65b9%u9762%u4e00%u76f4%u626e%u6f14%u8209%u8db3%u8f15%u91cd%u7684%u89d2%u8272%u3002%u5b78%u6703%u73fe%u6642%u670d%u52d9%u903e16,000%u540d%u6703%u54e1%uff0c%u6210%u70ba%u672c%u5730%u91d1%u878d%u670d%u52d9%u696d%u5167%u6700%u5177%u898f%u6a21%u548c%u5f71%u97ff%u529b%u7684%u5c08%u696d%u6a5f%u69cb%u4e4b%u4e00%u3002%u5b78%u6703%u5099%u53d7%u63a8%u5d07%u548c%u8a8d%u53ef%u7684%u8a8d%u8b49%u548c%u57f9%u8a13%u8ab2%u7a0b%uff0c%u5145%u5206%u9ad4%u73fe%u6211%u5011%u5c0d%u7dad%u6301%u5c08%u696d%u80fd%u529b%u6a19%u6e96%u7684%u4e0d%u61c8%u52aa%u529b%u3002%u70ba%u57f9%u80b2%u73fe%u6709%u548c%u672a%u4f86%u7684%u9280%u884c%u5f9e%u696d%u54e1%uff0c%u6211%u5011%u65bc2024%u5e74%u8209%u8fa6%u4e86%u7d0490%u5834%u6d3b%u52d5%uff0c%u4e26%u652f%u6301%u4e8660%u9805%u696d%u754c%u76db%u4e8b%uff0c%u6578%u76ee%u5206%u5225%u8f03%u53bb%u5e74%u589e%u957730%%u53ca20%%u3002%u6b64%u589e%u9577%u53cd%u6620%u696d%u754c%u5c0d%u5b78%u6703%u63a8%u52d5%u884c%u696d%u4ea4%u6d41%u53ca%u4eba%u624d%u767c%u5c55%u5de5%u4f5c%u7684%u5145%u5206%u80af%u5b9a%u3002%u672a%u4f86%u6210%u529f%u7684%u95dc%u9375%u7b56%u7565%u7acb%u8db3%u73fe%u6709%u57fa%u790e%u5b78%u6703%u5c07%u7e7c%u7e8c%u4fc3%u9032%u884c%u696d%u4ea4%u6d41%u4e92%u52d5%u53ca%u6301%u7e8c%u767c%u5c55%uff0c%u6211%u5011%u7684%u7b56%u7565%u5c07%u805a%u7126%u56db%u5927%u65b9%u5411%uff1a%u2022%u63a8%u52d5%u79d1%u6280%u5275%u65b0%uff1a%u5584%u7528%u79d1%u6280%u63d0%u5347%u5b78%u7fd2%u9ad4%u9a57%u8207%u71df%u904b%u6548%u7387%u3002%u2022%u63d0%u5347%u672c%u5730%u4eba%u624d%u6280%u80fd%uff1a%u900f%u904e%u5168%u9762%u57f9%u8a13%u8a08%u5283%u589e%u5f37%u9280%u884c%u696d%u4eba%u624d%u7684%u80fd%u529b%u3002%u2022%u57f9%u80b2%u65b0%u4e00%u4ee3%u4eba%u624d%u57f9%u80b2%u5e74%u8f15%u7684%u5c08%u696d%u4eba%u58eb%uff0c%u6253%u9020%u9280%u884c%u696d%u672a%u4f86%u9818%u8896%u4eba%u624d%u5eab%u3002%u2022%u62d3%u5c55%u5340%u57df%u53ca%u5168%u7403%u5f71%u97ff%u529b%uff1a%u900f%u904e%u7b56%u7565%u5925%u4f34%u95dc%u4fc2%u548c%u5404%u9805%u8209%u63aa%uff0c%u5c07%u5f71%u97ff%u529b%u5ef6%u4f38%u81f3%u9999%u6e2f%u4ee5%u5916%u7684%u5e02%u5834%u3002%u904e%u53bb%u4e00%u5e74%uff0c%u6211%u5011%u5728%u9019%u4e9b%u9818%u57df%u5747%u53d6%u5f97%u5be6%u8cea%u6210%u679c%u3002%u4e3b%u5e2d%u737b%u8fadChairman%u2019s Message