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                                    16%u9999%u6e2f%u9280%u884c%u5b78%u6703%u5e74%u5831%u4e8c%u25cb%u4e8c%u56dbThe Hong Kong Institute of Bankers Annual Report 2024%u63a8%u52d5%u5340%u57df%u53ca%u570b%u969b%u5408%u4f5c%u5b78%u6703%u7a4d%u6975%u64f4%u5c55%u5728%u9999%u6e2f%u4ee5%u5916%u7684%u5f71%u97ff%u529b%u5305%u62ec%u5728%u7cb5%u6e2f%u6fb3%u5927%u7063%u5340%u53ca%u5176%u4ed6%u5730%u5340%u5efa%u7acb%u7b56%u7565%u5925%u4f34%u95dc%u4fc2%u3002%u53bb%u5e74%uff0c%u5b78%u6703%u6210%u529f%u70ba%u8cc7%u6df1%u9280%u884c%u5bb6%u8209%u8fa6%u5ee3%u5dde%u5357%u6c99%u8003%u5bdf%u5718%u6d3b%u52d5%uff0c%u4fc3%u9032%u5169%u5730%u77e5%u8b58%u4ea4%u6d41%u548c%u5408%u4f5c%u3002%u57fa%u65bc%u73fe%u6709%u8cc7%u683c%u4e92%u8a8d%u7684%u5925%u4f34%u95dc%u4fc2%uff0c%u5b78%u6703%u57282024%u5e74%u8207%u300c%u6df1%u6e2f%u6fb3%u91d1%u878d%u79d1%u6280%u5e2b%u300d(SHMFTPP)%u5c08%u624d%u8a08%u5283%u79d8%u66f8%u8655%u7c3d%u8a02%u5354%u8b70%uff0c%u5be6%u73fe%u91d1%u878d%u79d1%u6280%u5c08%u696d%u8cc7%u6b77%u4e92%u8a8d%uff0c%u9032%u6b65%u64f4%u5927%u9999%u6e2f%u91d1%u878d%u79d1%u6280%u5c08%u624d%u7684%u4eba%u624d%u5eab%u3002%u6211%u5011%u7684%u5357%u5411%u57f9%u8a13%u8ab2%u7a0b%u5728%u4e2d%u570b%u5167%u5730%u5ee3%u53d7%u6b61%u8fce%uff0c2024%u5e74%u53c3%u8207%u7684%u5f9e%u696d%u54e1%u4eba%u6578%u6bd42023%u5e74%u500d%u589e%u81f3%u903e1,000%u4eba%u3002%u6b64%u5916%uff0c%u6211%u5011%u8207%u6fb3%u9580%u91d1%u878d%u5b78%u6703%u5408%u8fa6%u7684%u300c%u7da0%u8272%u91d1%u878d%u8207%u53ef%u6301%u7e8c%u767c%u5c55%u8b49%u66f8%u8ab2%u7a0b%u300d%u4ea6%u7372%u5f97%u6fb3%u9580%u91d1%u878d%u670d%u52d9%u696d%u754c%u7684%u9ad8%u5ea6%u8b9a%u8b7d%u3002%u5728%u570b%u969b%u5c64%u9762%uff0c%u5b78%u6703%u900f%u904e%u8207TheLondonnstituteofBankingandFinance%u5efa%u7acb%u5408%u4f5c%u5925%u4f34%u95dc%u4fc2%uff0c%u9032%u6b65%u64f4%u5927%u5168%u7403%u5f71%u97ff%u529b%uff0c%u4e26%u70ba%u300c%u9280%u884c%u5c08%u696d%u6703%u58eb%u300d(CertifiedBanker)%u8ab2%u7a0b%u6ce8%u5165%u570b%u969b%u8996%u91ce%u9032%u6b65%u63d0%u5347%u8ab2%u7a0b%u5c0d%u6703%u54e1%u7684%u50f9%u503c%u3002%u84ec%u52c3%u767c%u5c55%u7684%u672a%u4f86%u6211%u5c0d%u5b78%u6703%u53ca%u9999%u6e2f%u9280%u884c%u696d%u7684%u672a%u4f86%u5145%u6eff%u4fe1%u5fc3%u3002%u900f%u904e%u5805%u5b88%u7b56%u7565%u65b9%u5411%u3001%u64c1%u62b1%u5275%u65b0%u548c%u4fc3%u9032%u5408%u4f5c%uff0c%u6211%u5011%u5b9a%u80fd%u61c9%u5c0d%u6311%u6230%uff0c%u628a%u63e1%u672a%u4f86%u7684%u5ee3%u95ca%u524d%u666f%u3002%u672a%u4f86%uff0c%u5b78%u6703%u5c07%u7e7c%u7e8c%u767c%u63ee%u95dc%u9375%u4f5c%u7528%uff0c%u70ba%u9999%u6e2f%u53ca%u5176%u4ed6%u5730%u5340%u5851%u9020%u500b%u66f4%u7a69%u5065%u3001%u66f4%u5177%u97cc%u6027%u53ca%u66f4%u7e41%u69ae%u7684%u9280%u884c%u696d%u3002%u6211%u5011%u5c07%u79c9%u6301%u7cbe%u76ca%u6c42%u7cbe%u7684%u7406%u5ff5%uff0c%u81f4%u529b%u70ba%u6703%u54e1%u5275%u9020%u66f4%u5927%u50f9%u503c%u5f15%u9818%u884c%u696d%u9081%u5411%u65b0%u91cc%u7a0b%uff0c%u5be6%u73fe%u5171%u540c%u9858%u666f%u3002%u6700%u5f8c%uff0c%u6211%u8b39%u4ee3%u8868%u7406%u4e8b%u6703%uff0c%u5411%u8b70%u6703%u6210%u54e1%u3001%u5404%u59d4%u54e1%u6703%u6210%u54e1%u548c%u606a%u76e1%u8077%u5b88%u7684%u5b78%u6703%u79d8%u66f8%u8655%u8868%u9054%u8aa0%u646f%u7684%u8b1d%u610f%uff0c%u611f%u8b1d%u4ed6%u5011%u7684%u5805%u5b9a%u652f%u6301%u548c%u8f9b%u52e4%u4ed8%u51fa%u3002%u962e%u570b%u6052%uff0cJP,FHKIB,Hon.CertifiedBanker%u7406%u4e8b%u6703%u4e3b%u5e2d
                                
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